The Bankruptcy Process Is About Tough Decisions

by Hermin Dowe on November 6, 2012

Deciding to file for bankruptcy is a tough decision. If it was easy then everyone would do it and the law itself probably would not be effective.  Bankruptcy is a give-and-take system.  You want to get out of debt but in return you must generally give  up something.  Whether it is giving up an asset, living on a tight budget or coming up with the money for attorney’s fees to file your case or taking time out of your busy schedule to attend your hearing.

If you cannot make ends meet and bankruptcy is your best option you may have to surrender your home or your dream car if you cannot afford to keep them.  This decision is more prevalent today than at any other time in our history.  With unemployment on the rise people cannot afford to live as they had in the past couple of decades.  So if you are considering bankruptcy  you must take a hard look at your assets and decide whether or not you can  afford to keep paying for the expensive car or boat that you are currently having trouble making the payments on.

It is critical for your financial and physical health that you set proper priorities.  We are seeing a tremendous increase in medical debt from the stress of trying to keep up with their standard of living.   So yes, you may have to surrender a home or that sports car in order to have a successful bankruptcy.  Yes, it may be a very difficult decision. However, if at the end of the process you can emerge debt free, sleep throughout the night, and/or stop fighting with your spouse or loved ones that would be a great success all by itself.

Knowledge is power and the more knowledge you have about filing bankruptcy the more power you will have to make a fully informed decision.  A decision without surprises when you go to court only comes from the assistance of knowledgeable attorneys like you get at Dowe Law.

LET US GET YOU STARTED NOW!  CALL 510-233-7700. We will explain in detail all the benefits and pitfalls and make the process as easy as possible for you.

We are here to answer your questions and help you make your best decision. Call 510-233-7700 or visit us at

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